What is a Credit Score?
A credit score is a number that is used by companies to help decide if they will give people loans, credit cards and other lines of credit. Your credit score de...
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Capital One and HotelTonight Partner for Hotel Deals
Capital One customers just got a travel savings boost. Capital One Venture cardholders can now get 10% off at thousands of hotels, plus unlimited double miles w...
What Bills Can You Pay Late?
What bills can you pay late? If you're strapped for cash, are there certain bills you have to pay right away and other bills you can wait to pay?
Paying bill...
How to Find Your Credit Score
To find your credit score, try a free online service like Credit Karma or your bank or credit card company. Another way to find your credit score is by paying c...
How to Buy a Computer with Bad Credit
In order to buy a computer with bed credit shoppers need to be aware of what their credit score is, how much money they have available and know exactly what the...
How To Afford Apple Computers with Apple Financing
There are finance options available for Apple products to help people afford them. Regular consumer options via a Barclaycard Visa and educational financing via...
I Negotiated a Debt Settlement and Survived
Following the crash of 2008, I owed more than $24,000 in credit card debt. There was only a few hundred in my checking account and very little prospect for work...
7 Things You Need to Know About Credit Cards
Our article below shares eight easy-to-learn but extremely important facts about credit cards, including the credit card trap and how to avoid it and why you sh...
How to Raise Your Credit Score
Anyone can have a good credit score. Though on time payments are a big factor in creating a good credit score, other factors like credit utilization ratio, dero...
6 Surprising Ways to Hack Your Credit Score
Late payments and accounts turned over to collection agencies aren't the only ways to sink a credit score. Innocent actions like consolidating debt and even goi...
Peer to Peer Lending: How Does It Work?
Peer to Peer lending is a way for regular people who need money to borrow from regular people who have money, usually through an intermediary company like Prosp...
Free Credit Scores from Credit Karma: What’s the Catch?
Is Credit Karma safe? By now, most Americans have seen the ads for the highly popular website that promises access to free credit scores. But is Credit Karma a ...
How to Stop Identity Theft With a Fraud Alert
A stolen identity can be a financial nightmare. Phony accounts, tax refund theft and ruined credit are just a few of the resulting headaches. Below, we show you...
6 Ways to Get a Bank Account With Bad Credit
For someone with a mixed financial history getting a bank account can be a nightmare. However, it's nearly impossible to fix a bad financial situation without a...
How to Get a Free Credit Report
Getting a free credit report from all three credit bureaus is easy, but you'll need to pay if you want accurate credit scores from all of them. To get your free...