How Do Late Payments Affect a Credit Score?
How do late payments affect a credit score? A single late payment can drop a credit score anywhere from 60 to 110 points. Late payments stay on credit reports f...
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How to Raise Your Credit Score
Anyone can have a good credit score. Though on time payments are a big factor in creating a good credit score, other factors like credit utilization ratio, dero...
6 Surprising Ways to Hack Your Credit Score
Late payments and accounts turned over to collection agencies aren't the only ways to sink a credit score. Innocent actions like consolidating debt and even goi...
What Is a Good Credit Score?
In short, a good credit score is 700 or higher. But the definition of “good credit" is a moving target. That's because each lender, bank and credit card issuer ...
2 Ways to Get Free Credit Report Scores
With the appearance of free credit score tools at bank websites and new online services, it's finally possible for consumers to get free credit scores. Free cre...
Free Credit Scores from Credit Karma: What’s the Catch?
Is Credit Karma safe? By now, most Americans have seen the ads for the highly popular website that promises access to free credit scores. But is Credit Karma a ...
Credit Score Help: 7 Ideas to Boost a Credit Score Fast
Anyone can boost a credit score fast. In this article, we'll show easy steps including how to monitor and fix a credit report and how to establish small lines o...
How to Get a Free Credit Report
Getting a free credit report from all three credit bureaus is easy, but you'll need to pay if you want accurate credit scores from all of them. To get your free...