8 of the World’s Richest People Dropped Out of School
Eight of the world's richest people either dropped out of school or have no formal education at all. The list includes Bill Gates, the richest person in the wor...
Tom Gerencer
4 Tips to Save Big Money on Taxes
Want to save money on taxes? Here are four tips that can cut your tax bill and save real money at tax time. Everyone has to pay taxes, but there's no need to ov...
6 Ways to Get a Bank Account With Bad Credit
For someone with a mixed financial history getting a bank account can be a nightmare. However, it's nearly impossible to fix a bad financial situation without a...
Bill Gates vs You: Net Worth Showdown
Bill Gates the philanthropist, Microsoft founder and the world's richest man, has a lot more money than you, but you knew that. What you probably didn't know is...
6 Important Reasons to File Your Taxes Early
There are lots of reasons to file your taxes early. For one, tax return theft is skyrocketing, and filing early prevents it. Refunds arrive faster, and even whe...
How to Avoid the Alternative Minimum Tax (AMT)
The Alternative Minimum Tax is hard to figure, causes higher tax bills and hits more Americans each year. Its impact can be lessened or avoided by some taxpayer...
How to Get a Credit Card with Bad Credit
Without a credit card, daily life can be a challenge. The good news is, there are ways that even those with very bad credit can get credit cards. We'll show how...
What is the Alternative Minimum Tax?
The Alternative Minimum Tax is a separate income tax schedule some U.S. citizens have to pay instead of using the “old fashioned” IRS tax rules. It generally hi...
How to Get a Free Credit Report
Getting a free credit report from all three credit bureaus is easy, but you'll need to pay if you want accurate credit scores from all of them. To get your free...
How to File Your Taxes Free Online
Filing taxes free online is easier than ever thanks to free tax software and free online tax forms from the IRS. Restrictions on each free tax filing option cre...
5 Must-Have Money Conversations Before Marriage
Talking about money before marriage is vital. Money talks before marriage can give your love its best chance of making it through the marital minefield and grow...
Billionaire Warren Buffett: Debt is a Trap
Avoid credit card debt. That's the advice from billionaire Warren Buffett, CEO of Berkshire Hathaway and one of the world's richest people. The billionaire says...
12 Common Tax Mistakes That Make You an IRS Target
The IRS has a list of red flags that tip them off if someone's ripe for an audit. Making one or more of these common tax mistakes can lead to back taxes, fines ...
How to Fix Bad Credit With a Secured Credit Card
A secured credit card can help rebuild bad credit or build a credit score for someone just starting out. Secured credit cards require a cash deposit, which usua...
Tax Return Theft Skyrocketing: Don’t Be a Victim
Criminals are filing more fraudulent tax returns each year, using others' social security numbers to trick the U.S. government into issuing refunds they don't d...
How Filing Paper Tax Returns Can Get You Audited
According to the IRS, most tax mistakes come from taxpayers filing paper tax returns. As a result, paper returns cause the lion’s share of IRS audits. Doing tax...
How Not To Lose Money on Tax Return Amazon Gift Cards
TurboTax customers lured by the promise of a 5% bonus for taking their tax return refunds on Amazon gift cards may want to think again. The deal can actually lo...
What Your Financial Aid Office Won’t Tell You About Your Student Loans
There are several things to consider before taking on huge student loans. Unfortunately, financial aid officers don't always give you all of the information yo...
Tom Gerencer
Tom Gerencer is a 45 year old father and entrepreneur. He founded Media Northeast video production services in 2004 and served businesses throughout New England for seven years, selling the company in 2011. Tom moved to West Virginia to enjoy California activities for Appalachia prices. His interests include personal finance and adventure sports.