Tom Gerencer

Will College Make You Richer?

College will definitely make you richer. College graduates earn almost twice as much as high school grads. According to data from the U.S. Bureau of Labor Stati...

7 Ways Being Poor Can Kill You

Being poor can kill you. Below are just a few of the ways poverty kills. Poorer food options, decreased access to good healthcare and education, mental health r...

How to Raise Your Credit Score

Anyone can have a good credit score. Though on time payments are a big factor in creating a good credit score, other factors like credit utilization ratio, dero...

What Is a Good Credit Score?

In short, a good credit score is 700 or higher. But the definition of “good credit" is a moving target. That's because each lender, bank and credit card issuer ...

How to File for a Tax Extension

To file for a tax extension, taxpayers have to fill out and submit IRS form 4868, the Application for Automatic Extension form. The good news is, it's quick and...

2014 and 2015 Roth IRA Rules

Roth IRAs differ from traditional IRAs in that the money put into them isn't tax deductible but withdrawals are. Roth IRAs also have no required distributions, ...

Google’s New $70 Million CFO

Google's new CFO Ruth Porat left her top Wall Street job for a $70 million dollar compensation package. The deal includes a $650,000 a year salary and $70 milli...

Tom Gerencer

Tom Gerencer is a 45 year old father and entrepreneur. He founded Media Northeast video production services in 2004 and served businesses throughout New England for seven years, selling the company in 2011. Tom moved to West Virginia to enjoy California activities for Appalachia prices. His interests include personal finance and adventure sports.