This Morphing Credit Card Stops Fraud
Oberthur technologies has created a prototype credit card that changes its Card Verification Value Code (CVV Code) with every transaction to stop credit card fr...
Tom Gerencer
Free Credit Scores from Credit Karma: What’s the Catch?
Is Credit Karma safe? By now, most Americans have seen the ads for the highly popular website that promises access to free credit scores. But is Credit Karma a ...
How to Start Saving for Retirement the Easy Way
No matter how little you make or what your financial situation is, the time to start saving for retirement is now. Taking the step to start saving is crucial an...
6 Easy Ways to Reduce Credit Card Debt
The average American household carries credit card debt of over $15,000. That can be a gigantic headache. Credit card debt can keep consumers from saving as the...
How to Get Money to go Back to College
Returning to college is exciting. Paying for it, less so.
Those looking to finance a return to college should start by filling out the FAFSA, or Free Applica...
17 Year-Old Makes $30 Million Selling App to Yahoo!
17 Year-Old Nick D'Alosio sold his Summly App to Yahoo! for $30 million. The app condenses news stories down to 400 words in a way that makes it easy, particula...
Why You Should Never Use a Payday Loan
Payday loans are never a good idea. They typically carry interest rates in excess of 400%. Four out of five payday loans rolls over and ends up costing a lot mo...
Here’s How a 92 Year Old Janitor Made $8 Million
A 92 year old janitor named Ronald Read was worth $8 million dollars when he died. As the video below explains, anyone could repeat his success given time and p...
What Are 2014 and 2015 Coverdell ESA Contribution Limits?
Coverdell ESA contribution limits are set at $2,000 per beneficiary per year. Coverdell ESA plans are like IRAs for education, following most of the same rules ...
What Are 2014 and 2015 HSA Contribution Limits?
HSA contribution limits for 2015 are $3,350 for individuals and $6,650 for families. Those age 55 and older can contribute an additional $1,000 per year. HSA co...
Can a Normal Guy Join the 1%?
Comedian Barry Rothbart explores what it takes to become a member of the 1% in this video. After a tremendously funny but fruitless quest to make piles of cash,...
What Are 2014 and 2015 Roth 401k Contribution Limits?
Roth 401k contribution limits in 2015 are $18,000 for employees under age 50 and $24,000 for those age 50 and above. Roth 401k contributions also have limits o...
What Are 2014 and 2015 One Participant 401k Contribution Limits?
One participant 401k contribution limits in 2015 are $18,000 for employees under age 50 and $24,000 for those age 50 and older. For 2014 one participant 401k co...
10 Wild Money Facts
The video below delivers ten quick interesting facts about money, including that money can carry salmonella and E. coli. and that the U.S. prints almost $700 mi...
Traditional 401k Contribution Limits for 2014 and 2015
Traditional 401k contribution limits for employees in 2015 are $18,000 for those under age 50 and $24,000 for everyone else. There are separate limits for 2014 ...
What Are 2014 and 2015 SIMPLE IRA Contribution Limits?
SIMPLE IRA contribution limits for 2015 are $12,500 for those under age 50 and $15,500 for those aged 50 and over. We explain additional limits and restrictions...
What Are 2014 and 2015 SEP IRA Contribution Limits?
SEP IRA contribution limits are set at $52,000 for 2015 and $53,000 for 2014. We explain additional limits and restrictions below, including SEP IRA contributio...
8 Expense Tracking Apps That Help You Cut Spending
Expense tracking apps are a powerful tool to take control of spending. Below, we look at eight top-rated expense tracking apps, including GoodBudget, Credit Kar...
What Are 2014 and 2015 Roth IRA Contribution Limits?
Roth IRA contribution limits depend on each taxpayer's Adjusted Gross Income (AGI) and filing status. We simplify Roth IRA contribution limits below.
Tradit...
What Are 2014 and 2015 Traditional IRA Contribution Limits?
Traditional IRA contribution limits for 2015 are $5,500 for those under age 50 and $6,500 for those aged 50 and over. We explain additional limits and restricti...
Finally, a $2.7 Million Dollar iPhone
A $2.7 million dollar iPhone 6 is now available, coated in 18 carat gold and encrusted with over 6,000 diamonds. British designer Alexander Amosu will customize...
How Does a Homeless Man Spend $100?
In this video, filmmaker Josh Paler Lin gives $100 to a homeless man and then follows him for a surprising look into how the money gets spent.
Lin meets the ...
Take Control of Your Money: 4 Steps to a Master Budget
Budgeting is crucial for anyone who wants to get out of debt, start saving or just control their spending. But how do you make a budget? In this article we simp...
When Should I Hire an Accountant?
A taxpayer should hire an accountant when doing so will save more money than the accountant costs. Accountants are usually worth the price when someone's tax bi...
10 Most Expensive Video Games Ever Made
The most expensive video game ever created cost half a billion dollars. That's $200 million more than the most expensive movie ever made! Why are video games so...
7 Best iPhone Budget Apps
Our overview of the seven best iPhone budget apps includes HomeBudget, Spendbook, Money Monitor, Pocket Expense, Spending Tracker, You Need a Budget, and GoodBu...
John Oliver Takes on Student Debt
In this video by John Oliver on student debt, the news-oriented funny man takes on student debt, which has topped $1 billion in the United States.
Oliver say...
5 Best Budgeting Apps and Tools
In our overview of the five best budgeting tools and apps below, we include the popular apps You Need a Budget, GoodBudget, My Budget Book, Pocket Expense Perso...
Modern Day Robin Hood Gives $100 to Homeless
A man with $100 stands in a plaza. What he does next will fill your day with happiness, as it has the seven million others who watched it.
There's a lot of t...
The 5 Most Expensive Cities in the U.S.
We built our list of the top five most expensive cities in the United States by looking at the national cost of living index. We chose only those cities with po...
Did Rihanna Really Get $125K to Mention Ray-Ban?
The story about Ray-Ban paying pop diva Rihanna $125,000 to mention their sunglasses in her 2010 hit song "Cheers" has gone viral on Reddit, Twitter and Faceboo...
The 5 Most Hated Taxes and How to Avoid Them
The most hated tax in the United States? Property tax, followed by federal income tax, state sales tax, social security tax and state income tax. Federal income...
The 5 Cheapest Cities in the U.S.
For our survey of the five least expensive cities in the United States, we looked at cities with more 100,000 people. We ranked each city by cost of living. All...
How to Stop Identity Theft With a Fraud Alert
A stolen identity can be a financial nightmare. Phony accounts, tax refund theft and ruined credit are just a few of the resulting headaches. Below, we show you...
How to Avoid an Audit on Home Office Tax Deductions
While the home office deduction is not the instant audit red flag it used to be, the rules surrounding it are strict. In this article, we show how to meet the t...
Woman Spent $30,000 to Look Like Kim Kardashian
How much would you pay to look like a celebrity? Claire Leeson of London spent more than $30,000 to look like the famous Kardashian. Where did she get the $30,0...
How Your Daily Starbucks Coffee Can Cost You $145,000
How much does that daily Starbucks coffee stop really cost over time? Consumers are often shocked to see the long term effect of seemingly harmless habits like ...
March Madness: Stars Earn $0, Networks Rake in a Billion Dollars
John Oliver unloads on March Madness and the hypocrisy of a billion dollar industry that doesn't pay its most important employees a single cent in this hilariou...
Credit Score Help: 7 Ideas to Boost a Credit Score Fast
Anyone can boost a credit score fast. In this article, we'll show easy steps including how to monitor and fix a credit report and how to establish small lines o...
7 Ways a Green Dot Card Can Replace a Checking Account
Green Dot cards are secure debit cards that can do almost anything checking accounts can do. Issued by Green Dot Bank and backed by the FDIC, Green Dot cards co...
Tom Gerencer
Tom Gerencer is a 45 year old father and entrepreneur. He founded Media Northeast video production services in 2004 and served businesses throughout New England for seven years, selling the company in 2011. Tom moved to West Virginia to enjoy California activities for Appalachia prices. His interests include personal finance and adventure sports.